insurance is a specialized business offered by a limited number of insurers, the
reason being that student's goods tend to be at a greater risk than settled
homeowner's belongings. Most policies will cover belongings up to a maximum
value of £5,000. Items such as your camera, jewellery or ones you carry around
with you will come as an extra, your computer is also usually insured as a
separate item and will not be included in the basic policy.
you are a UK student and travelling to another town or city to study you may
want to check whether or not your parent's contents policy can be extended to
cover your goods while you are at college, if so, check for exclusions such as
your mobile phone.
independent student the main insurance company offering student insurance is
Endsleigh with offices in many university campuses. The premium will depend on
your postcode and the type of accommodation amongst others.
The table below is a guide for
students to choose the most suitable accommodation insurance for their personal
belongings, please note that the quotation of £2000 cover has been based on a
typical postcode and Quotations from the Banks have been obtained from the banks own